AgentsReady
Verified deep dive · Payments

Razorpay

Run the agent liveReport a change
6 minTime to key
NoNo-human path
5Human gates
7/10Onboarding score
Email verificationKYC / business checkMandatory 2FAManual reviewPhone OTP

Fastest path to a key

  1. Phone OTP
    dashboard.razorpay.com signup: email or 10-digit Indian phone + password
  2. Phone OTP
    enter OTP sent to email/phone
  3. select business type, enter full name (basic details)
  4. switch Dashboard to Test Mode
  5. Account & Settings > API Keys > Generate Key (download key_id + key_secret; secret shown once)
  6. KYC / business check
    live keys: complete KYC (CKYC instant since 2026-01-01 or Video KYC/doc upload) and website verification (up to 3 working days)
  7. Working API key

Biggest gap

No CLI/device login or scoped keys; key secret is shown once and regenerating needs a mobile OTP, so an agent can't rotate or mint keys on its own.

Worth copying

A dedicated machine-readable docs tree (/docs/build/llm-docs/*.md) with an explicit instructions-for-agents block inside llms.txt.

Sources (8) · checked 2026-10-11
95Readiness score / 100
L4 Agent-nativeBeats 99% of 1,846 companies
Access20/20
Context20/20
Interfaces32/32
Onboarding16/19
Trust7/9
llms.txt · root
MCP · https://mcp.razorpay.com/mcp
OpenAPI · https://razorpay.com/openapi.json

Biggest gains

  1. +3 Free tier or test mode. Offer free credits or a sandbox so an agent can verify an integration before payment.
  2. +2 security.txt. Publish /.well-known/security.txt with a contact.
All 20 checks
  • PASSAgents get the real page, not a bot wall10
  • PASSrobots.txt lets user-triggered agents in6
  • PASSContent is server-rendered4
  • PASSllms.txt exists8
  • PASSllms-full.txt exists3
  • PASSDocs available as markdown6
  • PASSSitemap2
  • PASSStructured metadata1
  • PASSPublic developer docs4
  • PASSMachine-readable API spec8
  • PASSRemote MCP server for the product12
  • PASSDocs MCP or searchable docs4
  • PASSSDKs and a CLI4
  • PASSOAuth discovery metadata5
  • PASSAgents can self-register OAuth clients6
  • PASSSelf-serve API keys5
  • FAILFree tier or test mode3
  • PASSAgent manifests4
  • FAILsecurity.txt2
  • PASSPublic status page3

Your fix pack: 3 changes, up to +5 points

Each change is ready to paste, filled in for razorpay.com, with a command to check it worked. Or hand the whole list to your coding agent.

An agent needs to make one successful call to prove an integration works. A card wall before that call ends the attempt.

Where: Pricing page and signup flow
- Give every new account free test credits or a sandbox mode with test keys (no card).
- Say so in plain words on https://razorpay.com/pricing and in llms.txt: "Free tier: N calls/month, no card required".
- Move card, KYC and business verification to go-live, not to the first call.

Add the badge to your README

AgentsReady badge for razorpay.com
[![AgentsReady](https://agentsready.dev/badge/razorpay.com)](https://agentsready.dev/c/razorpay.com)